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Underwrite

How to calculate vacancy rate (with a calculator)

Vacancy rate is the empty share of your rental capacity - in units or in days. Underwrite with 0% forever and every deal looks like a trophy. Enter vacant vs total units, or vacant days vs rentable days; get vacancy % and the rent dollars that implication costs.

Assumptions

Returns stack

Vacancy rate
Vacancy loss ($)

When to use

Setting an underwriting vacancy; comparing trailing-12 actuals to a seller's pro forma; translating "one month empty" into a rate.

When not to

Physical vacancy is not collection loss - credit loss is a separate haircut. And one luxury vacancy can skew a small portfolio percentage.

Assumptions: Unit method: vacant units ÷ total units. Time method: vacant days ÷ rentable days. Dollar drag uses gross potential rent × vacancy %.

Worked examples

  • Input

    1 vacant of 10 units

    Output

    Vacancy 10%

    Simple unit method - one empty door in a ten-unit stack.

  • Input

    30 vacant days / 365

    Output

    Vacancy ≈ 8.2%

    Time method - one month empty on an annual calendar.

Common traps

  • Physical vacancy is not collection loss - credit loss is a separate haircut.
  • One luxury vacancy can dominate a small portfolio percentage.
  • Seller "stabilized" vacancy is often aspirational.

Next metric

Feed the % into NOI or cash flow. STR occupancy inverse: short-term rental income.

Common questions

Empty units (or days) divided by total units (or rentable days).
Market- and asset-specific; many small landlords start in a mid-single-digit band - your call.
Yes - it reduces effective gross income.
No.

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